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Real Estate Tips

First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia

Q 
What area in the U.S. is known for its pre-civil war mansions?

A 
Natchez, Mississippi boasts over 500 pre-civil war-style mansions; many are open to the public as museums.
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Vickie Polston, REALTOR®, real estate agent and broker for Bullhead City, Mohave Valley and Fort Mohave, Arizona home listings, property and land for sale - NUMBER1EXPERT

Vickie Polston
Keller Williams, River Cities Specialist

2440 Adobe Rd.
Bullhead City, AZ 86442
Tel: 928-727-2501
Fax: 928-768-2516
Email: vickieandchuckpolston@NUMBER1EXPERT.com

As residents of Mohave County Arizona, Chuck and I have become familiar with land and homes of the Tri- State area. Our passion for the Colorado River and the community surrounding the area, golfing and gaming at the local casinos in Laughlin, Nevada has not only given us a look into the community's future home growth but allowed us to develop a reputation for marketing, follow-up skills and motivation. As your local Arizona Realtors� in Mohave County, we will work harder and longer to find the right lots, property, home, or investments to meet the needs of our clients. Throughout our years in the Mohave Valley area, we have developed a network of investors and contacts to better serve the needs of our clients. Whether you are buying, selling acreage, new or used homes, or investing with us as your Arizona Realtors�, "no phone call will go unanswered, and no appointment will be missed!" The 2009 Economic Stimulus Package includes a tax credit up to $8,000 for first-time home buyers and those who haven't owned a home in three years. Now is a great time to make your dream of home ownership a reality. I can help you take advantage of this unique opportunity.

Equal Housing MLS REALTOR


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