 Welcome!!! You'll Find Great Information about Bullhead City, Fort Mohave, Mohave Valley, Topock and Lake Havasu City. Buying and selling a home is one of the biggest events in your life. And I would love to help you! With the ever-changing market, it's more important than ever to have an expert who can help you navigate through the process. The rules of the game are ever changing and whether you are buying or selling your first property or your fifth, I'm here to help. We at Keller Williams Realty have the experience and track record you are looking for. Ask anyone who has bought or sold a home and what the most important thing is about a real estate transaction and they'll tell you to use an agent that has the experience and the resources to follow through on every detail - all the way to closing. Whether it's Bullhead City, Fort Mohave, Mohave Valley, Topock, Lake Havasu City or anywhere in between, Vickie Polston knows the current condition of Real Estate Throughout the area. Need local real estate information? We've summarized much of what is important about the Bullhead City, Mohave Valley and Fort Mohave real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partners, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Facing Foreclosure? I can Help! "I make Short Sales Happen!"
- Vickie Polston
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?
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The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Vickie and Chuck Polston
Keller Williams, River Cities Specialist
2440 Adobe Rd.
Bullhead City, AZ 86442
Tel: 928-727-2501
Fax: 928-768-2516
Email: vickieandchuckpolston@NUMBER1EXPERT.com
As residents of Mohave County Arizona, Chuck and I have become familiar with land and homes of the Tri- State area. Our passion for the Colorado River and the community surrounding the area, golfing and gaming at the local casinos in Laughlin, Nevada has not only given us a look into the community's future home growth but allowed us to develop a reputation for marketing, follow-up skills and motivation.
As your local Arizona Realtors® in Mohave County, we will work harder and longer to find the right lots, property, home, or investments to meet the needs of our clients.
Throughout our years in the Mohave Valley area, we have developed a network of investors and contacts to better serve the needs of our clients. Whether you are buying, selling acreage, new or used homes, or investing with us as your Arizona Realtors®, "no phone call will go unanswered, and no appointment will be missed!"
The 2009 Economic Stimulus Package includes a tax credit up to $8,000 for
first-time home buyers and those who haven't owned a home in three years.
Now is a great time to make your dream of home ownership a reality. I can
help you take advantage of this unique opportunity.   
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